Sometimes I know what I want to talk to you about, and yet I don’t quite know what to say, I don’t quite know how to say it.

One such thing is your relationship to money.

I have been watching people and their spending habits for 30 years.

Either myself, or my clients have always made a living when you, people, considered your (discretionary?) income sufficiently secure to spend it.

In the middle of the month, when most credit card bills are due: no one spends any money, except a rare individual.

It wouldn’t be an issue if this were the same across the world, but it isn’t.

People in other countries are not living from credit card bill to credit card bill.

So, I didn’t know how to address this, what to teach, what exactly to say. Then I saw this video clip of this cruise ship caught in a storm…

And all the people, and all the furniture swung from one extreme of the ship to the other… just like your spending.

The majority is always wrong. You want to belong to the majority: how I know is that you find it so important to keep up with the Joneses, to be well thought of, to be respectable.

And that means, just like the furniture, you swing from one extreme to the other… there is no you, there is nobody home… you are just a leaf being blown in the wind.

I know it is scary, but wouldn’t you want to grow some backbone?

I know, I know, you have no idea what you think. You have no idea who you are.

But that doesn’t mean you can’t!

I hate to be in the same ship with you…

Read the rest of the article: The cruise ship that got caught in the storm